Free for teens · No boring lectures

Money,
decoded.

Learn how to budget, save, invest and build a portfolio in 5-minute lessons with real teen examples. Then try it with free tools and test yourself.

Start learning Try the tools

bite-size lessons

64 min

to learn it all

money tools

A blue piggy bank, gold coins, a debit card and a phone showing a rising chart

Pick a track

Four paths to money confidence

Money Basics

Budget, save, bank, borrow

The everyday stuff: where your money goes, how to keep more of it, and how to avoid debt traps.

5 lessons

Investing

Make your money work

Compound growth, stocks, bonds and funds — explained without the jargon.

4 lessons

Portfolios

Mix it, balance it, keep it

How to combine investments so you're not betting everything on one thing.

3 lessons

Finance Careers

Get paid to know money

Real jobs, real paths, and what people in finance actually do all day.

1 lesson

Play with real numbers

Tools that do the math for you

Budget Builder

Split your paycheck into needs, wants and savings.

Growth Calculator

See what $20 a month turns into by age 65.

Savings Goal

Find out exactly when you can afford that thing.

Work-Hours Cost

Those sneakers? That's 9 hours of shifts.

Money routines that stick

2-minute daily checks, a weekly money date and a monthly reset. Small habits, big results.

See the routines

Take the Money Challenge

10 random questions from every track. Score 8+ to unlock the Challenge Champ badge — then dare a friend to beat you.

Start the challenge

Save your progress

Free account. Track finished lessons, keep your daily streak and collect 11 badges.

Create free account

Money,decoded.